Runway calculator

How many months does your money last?

Fill in what you know. It updates as you type — and nothing you enter ever leaves this page.

Your money

The pool you're drawing down, and the burn drawing it.

Cash savings$Everything you could spend down if you had to.Essential monthly spend$Rent/mortgage, food, utilities, insurance, minimum debt.Other monthly income$A partner's pay, freelance, rentals — after tax. Optional.

Severance

Whatever your employer paid out. Leave at 0 if none.

Lump sum$One-time payout, if any.Salary continuation$/moIf they keep paying you for a while.…for how many monthsmoLength of the continuation.

State unemployment

Pick your state and old salary and we'll estimate the benefit. Or type your exact numbers if you know them.

Your stateBenefit caps and weeks vary a lot by state.Prior annual salary$We estimate ~half your wage, capped at your state's max.

Weekly benefit$Estimated from your state and salary. Override if you have an official figure.Weeks availablewkYour state's standard maximum. Some index this to the jobless rate.

Health insurance (COBRA)

What keeping your plan costs once the employer stops chipping in.

COBRA premium$/moThe full unsubsidized premium.Months you'll carry itmoUntil a new plan or the marketplace. Max 18.

Advanced

Tax withheld on severance & UI%Severance and unemployment are usually quoted gross. Enter a rough withholding to net them down.

Estimate only. Glidepath is an educational planning tool, not financial, tax, or legal advice. Real outcomes vary: severance and unemployment are taxed and the withholding differs by situation; many states will not pay unemployment while salary-continuation severance is running (Glidepath assumes UI starts when continuation ends — adjust if your state differs); COBRA rules, waiting periods, and benefit caps vary by state and plan. Verify your unemployment eligibility and weekly amount with your state agency, and confirm severance terms with your employer or an attorney before you rely on any number here.