GlidepathAn Ardenholt programARDENHOLT · EST. 2026
No. 14 The Ardenholt RegisterIn the press for 2026Money Est. MMXXVI

How many months you actually have.

On the day you are let go, the only number that matters is how long you have. Glidepath computes it honestly — severance, savings, the benefits end-date, unemployment, real burn — and prints the month the money reaches zero.

Then it shows what moves that month: each cut you could make, each week you delay filing, each month you carry the old health plan. Not encouragement, and not a plan for your career. A date, and the levers actually attached to it.

4Legs stacked into one number
51States and DC in the benefit table
60Months the schedule runs out to
0Ads, insurance or job-board affiliates
§ I

§ I — The program

A date, and the levers
attached to it.

What Glidepath computes, the timing it refuses to get wrong, and the promise attached to a price that has not been printed yet.

The number is months, not dollars

A balance tells you nothing on its own. Twenty-five thousand dollars is a long time or almost no time depending on what leaves the account each month, and on the day you are let go nobody is in a state to hold four moving figures in their head at once. Glidepath takes savings, severance, unemployment and the new health premium, sets them against your real burn, and returns the month the balance reaches zero.

That is the whole output: a month, and the schedule underneath it showing what came in and what went out to get there. It is an estimate and it says so. But it is an estimate of the entire picture rather than of one leg, which is the difference between a number you can plan against and four numbers you have to reconcile yourself at a kitchen table.

The runway

The relay nobody warns you about

The most expensive mistake in this arithmetic is adding severance and unemployment together. In many states they do not overlap: while salary continuation is still being paid you are generally treated as receiving wages, and the unemployment claim starts when that stops. Stack them and you invent months you do not have — usually the months you were counting on.

Glidepath sequences them instead. Continuation runs, then the benefit picks up, and the schedule shows the join rather than smoothing it over. The rules differ by state and by how your severance was written, so every leg stays editable and the assumption is stated on the page rather than buried in it. File your claim the week you are let go regardless; the date you file is the date your benefit year is measured from.

The relay

What each cut is actually worth

Once there is a date, every decision in front of you becomes a question about that date. What does dropping the old health plan for a marketplace policy move it to. What does trimming three hundred dollars a month move it to. What does an offer that starts in April rather than February move it to. Those are answerable questions, and almost nobody has the answer on the day it would help.

Change a figure and the month moves while you watch. Some of the levers turn out to be worth weeks and some are worth almost nothing, and knowing which is which is the difference between cutting where it counts and cutting everywhere out of fear. The tool has no opinion about which you should pull.

The levers

Nothing waiting for you at the bottom of the page

A layoff makes you extremely valuable to people selling things. Short-term health plans, résumé services, coaching, credit products, job boards paying per click — the standard business model of a free layoff calculator is to compute your desperation and then sell it onward, which is why the answer so often comes wrapped in a recommendation.

There is no affiliate program here to feed, so there is nothing in the arithmetic bent toward a click. Your figures stay on the device and the maths runs on the page; Glidepath never asks to connect to a bank, never asks for credentials, and could not hand your numbers over if it were asked for them, because it does not have them.

The absence

The oath attached to a price nobody has printed yet

Pricing published before launch. There is no figure on this page because there is not yet a figure, and a pre-launch page that invents one is a page that will be wrong later. Whatever it turns out to be, it is printed here first, in public, before anything can be bought — and it will not be a subscription attached to the month you lost your income.

Your finances stay on the device. The calculation runs in front of you and the numbers are not transmitted, which means we cannot read them, cannot restore them, and cannot be compelled to produce them. That is a smaller product and a very much smaller problem.

No ads, no insurance or job-board affiliates. Nobody pays us when you choose a health plan, a short-term policy, a recruiter or a résumé service, which is the entire reason nothing here will ever suggest that you should.

The house's word

This is not a tool for feeling better about a layoff, and it will not tell you that the timing was secretly good. It answers one question — how long do I have, and what changes it — because that question has a real answer, and having it is what makes the next few weeks decisions rather than dread.

Standing prohibitions

Five things Glidepath will not do, held as terms of the program rather than as a roadmap that can quietly change once there is a price.

  • No insurance affiliate program — nobody pays us when you pick a health plan, a short-term policy, or a broker
  • No job-board referrals, no résumé service, and no recruiter commission attached to the worst week of your year
  • No bank connection and no credentials; it never asks to log in to an account it could then read
  • No advice dressed up as arithmetic — it will not tell you to sign, to negotiate, or how to feel about any of it
  • No figure invented to fill a space on a page, and that includes its own price
§ II

§ II — The price

The figure goes up
before the app does.

What a price will be attached to, set down while there is still no price to set down.

Pricing at launch

Announced at launch

Glidepath is not priced yet. The figure is published on this page before launch and before anything can be bought — and whatever it turns out to be, it will not be a subscription billed against the month you lost your income, and it will not buy a tier with the honest part held back.

The terms

  • Pricing published before launch
  • Your finances stay on the device
  • No ads, no insurance or job-board affiliates
§ III

§ III — Questions

Asked, answered,
printed.

The questions people send in the first week, answered at the length they deserve rather than at the length that converts.

I was let go this morning. What is the first thing to do with this?

Put in what you already know and leave the rest at the defaults — a rough number today beats an exact one next week, and the figure that matters is the month, not the cents. Then do the two things that are time-sensitive regardless of what the screen says: file your unemployment claim this week, because the date you file is the date your benefit year is measured from, and read the severance paperwork before you sign it rather than after. Everything else can wait until you have a date to plan against.

Can I collect unemployment and severance at the same time?

It depends on your state and on how the severance was written, and getting it wrong is the single biggest error in this arithmetic. A lump sum often does not reduce the weekly benefit; salary continuation usually does, because while it is being paid you are generally treated as still receiving wages, so the claim starts when the continuation ends. Glidepath assumes the relay — continuation first, then the benefit — and lets you override it, because a handful of states allocate the money differently. File the claim either way; waiting to see does not help you.

Where do my figures go?

Nowhere. Your finances stay on the device: the calculation runs in the page in front of you and the numbers you type are not sent anywhere, so there is no copy for us to read, lose, or be asked for. Account — optional, always: nothing about the calculation needs one. The register on this page asks for an email address, is kept on our own ledger, and is used once, on the day it ships — it is never attached to a figure you entered.

How accurate are the unemployment and COBRA numbers?

Accurate enough to plan with and not accurate enough to promise. The benefit table covers all fifty states and the District of Columbia and estimates from your prior wage and your state's cap and duration, but states index and amend those rules and yours is the authority. COBRA is the full unsubsidized premium plus a small administrative fee, which is usually a great deal more than the payroll deduction you were used to — your ex-employer's administrator gives you the real quote, and it is worth getting before you decide. Every estimated figure on the page can be overwritten with your actual one.

What does it cost?

Pricing published before launch. There is no figure yet, and putting a made-up one here would only mean printing something that turns out to be untrue. When it is decided it appears on this page, in public, before anything can be bought. What will not exist at any price: ads, an insurance or job-board affiliate program, and a subscription that keeps billing you through the months this was built for.

Is this financial or legal advice?

No, and it does not want to be. Glidepath is arithmetic and a plain explanation of the rules it is applying — an educational planning tool, not advice about your situation, your severance agreement, or your taxes. Verify your unemployment eligibility and weekly amount with your state agency, get the real COBRA quote from the administrator, and if there is a release in front of you, an hour with an employment attorney is worth more than any calculator.

The register

Be written in for the day Glidepath opens.

One address, kept on our ledger and used once: the day it ships. No newsletter follows it, and it is never attached to a figure, a balance, or a date you calculated.